BMO Financial Group was established in 1817 and is based in Toronto, Ontario. BMO provides a range of retail banking, wealth management and investment banking products and services through three operating groups namely Personal and Commercial Banking, Wealth Management and BMO Capital Markets. It serves Canadian clients through BMO Bank of Montreal and serves United States clients through BMO Harris Bank. The Bank of Montreal operates as BMO Financial Group and is commonly known as BMO. It primarily serves corporate, institutional, and government clients in Canada and the United States, as well as in the United Kingdom, Europe, Australia, Asia, and South America.